The holiday season is a blessed time of the year, but one that can also wreak havoc with our budgets. Like every other expense we deal with (yes, as much as we don’t like to think of it as such, with everything else Christmas represents, it is very much an expense!), having a plan will […]
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When I was a kid, a birthday party was having friends over to your house, with cake and ice cream, balloons, hats, presents and—if you were big time—a piñata. Sometimes a sleepover followed, sometimes not. Birthday parties were simple and pretty standard so there wasn’t much concern with being behind the social curve. But as […]
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