November 22, 2010When you think about people who are rich, do you often find yourself thinking that Lady Luck played a major role in how they got to where they are? Doubtless luck played a part at some level, but I’m here to tell you that personal decisions, lifestyles and discipline are far more significant than many [...]
November 11, 2010The holiday season is a blessed time of the year, but one that can also wreak havoc with our budgets. Like every other expense we deal with (yes, as much as we don’t like to think of it as such, with everything else Christmas represents, it is very much an expense!), having a plan will [...]
