In a surprise move Bank of America has gone out on a limb and decided to stop their overdraft program which would allow you to happily debit away racking up hundreds of dollars in overdraft fees. You might have to deal with the embarrassment of being declined at the cash register of your local mini mart but on the bright side you might still be able to eat next month not having to pay all of your overdraft fees. Frankly it’s about time that the big guys got on this and stop profiting from their customers who don’t adequately manage their bank accounts. Want to know the secret to avoiding this trap? Stop buying things you can’t afford. Or better yet pay for things with cash. Rant over I return you to your regular programming.