Comments on: You Need a Budget (YNAB) 3.0 Personal Finance Software Review http://www.fiscalgeek.com/2009/12/ynab-3-budget-review/ Personal Finance for Geeks from the Debt Snowball to Homemade Air Conditioners Sun, 05 Feb 2012 16:55:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Kikohttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-20258 Kiko Fri, 28 Oct 2011 17:18:24 +0000 http://www.fiscalgeek.com/?p=1262#comment-20258 Thanks SO much for the info. Timing is PERFECT that I came across your article and reviews. I signed up for the trial of YNAB & they're offering a webinar tomorrow. So, it looks like it might be the choice. Again, thank you! Thanks SO much for the info. Timing is PERFECT that I came across your article and reviews. I signed up for the trial of YNAB & they’re offering a webinar tomorrow. So, it looks like it might be the choice.

Again, thank you!

]]> By: BenWhttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-14983 BenW Wed, 20 Jul 2011 17:18:00 +0000 http://www.fiscalgeek.com/?p=1262#comment-14983 Have you reviewed 3D Budget? 3D Budget has the same functionality as other personal budgeting software, but at a fraction of the price. Have you reviewed 3D Budget? 3D Budget has the same functionality as other personal budgeting software, but at a fraction of the price.

]]> By: Brazzhttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12895 Brazz Sun, 24 Oct 2010 15:20:27 +0000 http://www.fiscalgeek.com/?p=1262#comment-12895 You should add to who's it not for: anyone who needs to work in multiple currencies! You should add to who’s it not for: anyone who needs to work in multiple currencies!

]]> By: Barbarahttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12849 Barbara Thu, 07 Oct 2010 20:26:44 +0000 http://www.fiscalgeek.com/?p=1262#comment-12849 Does anybody have an answer to my question about the ability to balance one's checkbook on YNAB? Does anybody have an answer to my question about the ability to balance one’s checkbook on YNAB?

]]> By: susan morsehttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12848 susan morse Thu, 07 Oct 2010 19:43:52 +0000 http://www.fiscalgeek.com/?p=1262#comment-12848 I have a pc (mostly for work), a mac (w/snow leopard), and I get a serious case of just-shoot-me-now whenever I have to do the tax prep. Now that I have plunged into the working poor and the depression has eaten my retirement, I need to get a better handle on my finances. At least I need a fast, efficient way to produce tax info. Are The Fiscal Geek and You Need a Budget over my head? Susan I have a pc (mostly for work), a mac (w/snow leopard), and I get a serious case of just-shoot-me-now whenever I have to do the tax prep. Now that I have plunged into the working poor and the depression has eaten my retirement, I need to get a better handle on my finances. At least I need a fast, efficient way to produce tax info. Are The Fiscal Geek and You Need a Budget over my head?
Susan

]]> By: Barbarahttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12840 Barbara Tue, 05 Oct 2010 23:13:17 +0000 http://www.fiscalgeek.com/?p=1262#comment-12840 Can I balance my checkbook with YNAB 3? One of the features I love most about Quicken is the ease of reconciling checkbook register with bank statement. Can I balance my checkbook with YNAB 3? One of the features I love most about Quicken is the ease of reconciling checkbook register with bank statement.

]]> By: Erickhttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12689 Erick Sat, 14 Aug 2010 16:09:09 +0000 http://www.fiscalgeek.com/?p=1262#comment-12689 I'm here because of iBank. It's glossy but completely ineffective. Its reporting is sub-par at best, and it's budgeting engine is weak. iBank spent all of its time making a glossy mac-like interface and none of its time building a sound financial platform. Beware of iBank. I’m here because of iBank. It’s glossy but completely ineffective. Its reporting is sub-par at best, and it’s budgeting engine is weak. iBank spent all of its time making a glossy mac-like interface and none of its time building a sound financial platform. Beware of iBank.

]]> By: SewSwimhttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12684 SewSwim Fri, 13 Aug 2010 05:34:20 +0000 http://www.fiscalgeek.com/?p=1262#comment-12684 Hi Michelle, Maybe I can help at least on one question. On the account balance sheet on YNAB there are three numbers "Cleared Balance" "Uncleared Transactions" and "Working Balance" -- the way YNAB explains balancing your account is to go through and click the "C" for cleared (it adds a big green C) for every transaction that has cleared. Once you have done this, the "Cleared Balance" should match your bank's record of how much you have available. I have used the "Account Actions --> Set/Adjust Working Balance" to help bring my data in line with my bank -- just adds or subtracts an amount to bring the cleared balance into harmony with whatever your bank data shows. I can't speak about the auto bank sync function, so will be interested in that answer. I love YNAB so far and am a fairly new user. Used to use Quicken. The YNAB people are so helpful, as I have contacted them and got a very kind reply. I suggest you really explore all their tutorials, help files, and if you don't find your answer, contact them directly via their contact form. Hi Michelle,
Maybe I can help at least on one question. On the account balance sheet on YNAB there are three numbers “Cleared Balance” “Uncleared Transactions” and “Working Balance” — the way YNAB explains balancing your account is to go through and click the “C” for cleared (it adds a big green C) for every transaction that has cleared. Once you have done this, the “Cleared Balance” should match your bank’s record of how much you have available. I have used the “Account Actions –> Set/Adjust Working Balance” to help bring my data in line with my bank — just adds or subtracts an amount to bring the cleared balance into harmony with whatever your bank data shows.

I can’t speak about the auto bank sync function, so will be interested in that answer. I love YNAB so far and am a fairly new user. Used to use Quicken. The YNAB people are so helpful, as I have contacted them and got a very kind reply. I suggest you really explore all their tutorials, help files, and if you don’t find your answer, contact them directly via their contact form.

]]> By: Michellehttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12683 Michelle Fri, 13 Aug 2010 04:49:06 +0000 http://www.fiscalgeek.com/?p=1262#comment-12683 Paul- I could use your expertise... I have given up on mint.com because it has difficulty connecting with my primary bank as well (it too is listed as a supported financial institution). I came across your blog when I was searching other options out there and, like many, this was the 1st I heard of YNAB. I must say I am VERY IMPRESSED with your reviews and knowledge of this product. I am currently working with my trial version of YNAB, while also playing with the Quicken Deluxe 2010. I LOVE the user friendliness and budgeting options of YNAB (which cannot be compared to the dull, overly-complicated QUicken)... However, I am still caught up on the "automatic bank sync". If YNAB would sync with my bank it would be a done deal, no questions asked. I am more worried about my own user error when entering transactions and afraid I won't catch an error- or if I DO catch the error, it would be a tedious headache to go back through my transactions to figure out what I did wrong. HOw do I "balance" what is importing/manual typed into YNAB to my bank to make sure they are matching up????? PLEASE HELP, I REALLY REALLY REALLY want to make YNAB work, and who better to ask than you!! And a more dumbed down explanation of YNAB's "working balance" would be appreciated! THANKS! THANKS!!!!!!!!!!!!!! Paul- I could use your expertise…
I have given up on mint.com because it has difficulty connecting with my primary bank as well (it too is listed as a supported financial institution). I came across your blog when I was searching other options out there and, like many, this was the 1st I heard of YNAB. I must say I am VERY IMPRESSED with your reviews and knowledge of this product. I am currently working with my trial version of YNAB, while also playing with the Quicken Deluxe 2010. I LOVE the user friendliness and budgeting options of YNAB (which cannot be compared to the dull, overly-complicated QUicken)… However, I am still caught up on the “automatic bank sync”. If YNAB would sync with my bank it would be a done deal, no questions asked. I am more worried about my own user error when entering transactions and afraid I won’t catch an error- or if I DO catch the error, it would be a tedious headache to go back through my transactions to figure out what I did wrong. HOw do I “balance” what is importing/manual typed into YNAB to my bank to make sure they are matching up????? PLEASE HELP, I REALLY REALLY REALLY want to make YNAB work, and who better to ask than you!! And a more dumbed down explanation of YNAB’s “working balance” would be appreciated! THANKS!

THANKS!!!!!!!!!!!!!!

]]> By: Taniahttp://www.fiscalgeek.com/2009/12/ynab-3-budget-review/#comment-12650 Tania Fri, 30 Jul 2010 13:47:19 +0000 http://www.fiscalgeek.com/?p=1262#comment-12650 Thanks sewswim! I'll check it out.... Thanks sewswim! I’ll check it out….

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