Comments on: 45 Days to Debt Freedom How We’ll Raise $8572.91 http://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/ Personal Finance for Geeks from the Debt Snowball to Homemade Air Conditioners Sun, 05 Feb 2012 16:55:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: paulhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-6663 paul Tue, 09 Feb 2010 16:52:37 +0000 http://www.fiscalgeek.com/?p=1294#comment-6663 You got it Suzanne. I'm reminded of Kung Fu Panda when he finds out that the secret ingredient in the secret ingredient soup is that there is no secret. Pay off debt, spend less than you make, live on a budget and focus, focus, focus. Best wishes to you, and when you hit that day and become debt free I hope you consider writing a guest post on your story, I would be more than happy to publish it. You got it Suzanne. I’m reminded of Kung Fu Panda when he finds out that the secret ingredient in the secret ingredient soup is that there is no secret. Pay off debt, spend less than you make, live on a budget and focus, focus, focus. Best wishes to you, and when you hit that day and become debt free I hope you consider writing a guest post on your story, I would be more than happy to publish it.

]]> By: Suzannehttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-6657 Suzanne Tue, 09 Feb 2010 16:31:12 +0000 http://www.fiscalgeek.com/?p=1294#comment-6657 We just started Dave Ramsey's program, with a little over 50k in debt, but we're going to get gazelle intense with our debt snowball and blast the debt! We've already been surprised how much we can cut back pretty painlessly. Thanks for the encouragement with your website!! Lots of good ideas, tips, and inspirational stories. Thanks for sharing this with us! We just started Dave Ramsey’s program, with a little over 50k in debt, but we’re going to get gazelle intense with our debt snowball and blast the debt! We’ve already been surprised how much we can cut back pretty painlessly.

Thanks for the encouragement with your website!! Lots of good ideas, tips, and inspirational stories. Thanks for sharing this with us!

]]> By: paulhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-4966 paul Tue, 26 Jan 2010 05:42:31 +0000 http://www.fiscalgeek.com/?p=1294#comment-4966 It varied from month to month, you can see our debt snowball paydown on my <a href="http://www.fiscalgeek.com/2010/01/debt-free/" rel="nofollow">We're Debt Free!</a> post. It varied from month to month, you can see our debt snowball paydown on my We’re Debt Free! post.

]]> By: Til_Debt_Do_Us_Parthttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-4958 Til_Debt_Do_Us_Part Tue, 26 Jan 2010 02:41:11 +0000 http://www.fiscalgeek.com/?p=1294#comment-4958 Wow, that impressive! I'm in the same boat as you and your wife were. What was the monthly amount that you put towards your debt to eliminate it so rapidly? Thanks Wow, that impressive! I’m in the same boat as you and your wife were. What was the monthly amount that you put towards your debt to eliminate it so rapidly?

Thanks

]]> By: Credit Card Chaserhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-3481 Credit Card Chaser Tue, 29 Dec 2009 06:35:27 +0000 http://www.fiscalgeek.com/?p=1294#comment-3481 Awesome job with the paydown progress so far! .-= Credit Card Chaser´s last blog ..<a href="http://www.creditcardchaser.com/your-credit-card-debt-is-your-fault-stop-reading-self-indulgent-blogs/" rel="nofollow">Your Credit Card Debt is Your Fault: Stop Reading Self Indulgent Blogs</a> =-. Awesome job with the paydown progress so far!
.-= Credit Card Chaser´s last blog ..Your Credit Card Debt is Your Fault: Stop Reading Self Indulgent Blogs =-.

]]> By: Kenhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-3257 Ken Wed, 23 Dec 2009 16:21:27 +0000 http://www.fiscalgeek.com/?p=1294#comment-3257 Congratulations on you're determined journey....please keep us posted on how you do it in this last month...Ilike to learn from others' experiences. .-= Ken´s last blog ..<a href="http://www.moneymakingsense.com/?p=84" rel="nofollow">How to Finance Fun</a> =-. Congratulations on you’re determined journey….please keep us posted on how you do it in this last month…Ilike to learn from others’ experiences.
.-= Ken´s last blog ..How to Finance Fun =-.

]]> By: Danielhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-3244 Daniel Tue, 22 Dec 2009 18:02:32 +0000 http://www.fiscalgeek.com/?p=1294#comment-3244 Awesome, congratulations! Not sure what the difference between pay raises and annual review bonuses are...but it must be great knowing that you reached that threshhold. .-= Daniel´s last blog ..<a href="http://feedproxy.google.com/~r/SweatingTheBigStuff/~3/NLtS7dFhqmM/" rel="nofollow">Why I Don't Go Shopping</a> =-. Awesome, congratulations! Not sure what the difference between pay raises and annual review bonuses are…but it must be great knowing that you reached that threshhold.
.-= Daniel´s last blog ..Why I Don’t Go Shopping =-.

]]> By: paulhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-3242 paul Tue, 22 Dec 2009 16:44:43 +0000 http://www.fiscalgeek.com/?p=1294#comment-3242 Excellent question. Well why my employer did cut out pay raises this year they did not cut out annual review bonuses. So that all went towards our snowball minus our giving. And to top it off I had 5 years of stock awards that vested at the same time from previous reviews. Translation: enormous snowflakes. It's what's sickening about all this debt is that I could be using that extra income for so many different uses. Excellent question. Well why my employer did cut out pay raises this year they did not cut out annual review bonuses. So that all went towards our snowball minus our giving. And to top it off I had 5 years of stock awards that vested at the same time from previous reviews. Translation: enormous snowflakes. It’s what’s sickening about all this debt is that I could be using that extra income for so many different uses.

]]> By: Danielhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-3238 Daniel Tue, 22 Dec 2009 12:55:26 +0000 http://www.fiscalgeek.com/?p=1294#comment-3238 What happened between July and September that you were able to make so much progress? Congratulations, I hope you reach your goal! .-= Daniel´s last blog ..<a href="http://feedproxy.google.com/~r/SweatingTheBigStuff/~3/ftYzqJchMoM/" rel="nofollow">How Should I Spend My Money?</a> =-. What happened between July and September that you were able to make so much progress? Congratulations, I hope you reach your goal!
.-= Daniel´s last blog ..How Should I Spend My Money? =-.

]]> By: paulhttp://www.fiscalgeek.com/2009/12/45-days-to-debt-freedom/#comment-3210 paul Mon, 21 Dec 2009 07:36:48 +0000 http://www.fiscalgeek.com/?p=1294#comment-3210 Thanks Kevin. No I haven't regretted not saving it for a second. We do have a baby emergency fund of $1000 to hold us. But come the end of January and I'll be saving like nobodies business. I fortunately have been saving for retirement through a work 401k but we put that on held when we started paying down our debt. We'll be kicking that up shortly. Onward and upward! Thanks Kevin. No I haven’t regretted not saving it for a second. We do have a baby emergency fund of $1000 to hold us. But come the end of January and I’ll be saving like nobodies business. I fortunately have been saving for retirement through a work 401k but we put that on held when we started paying down our debt. We’ll be kicking that up shortly. Onward and upward!

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