http://www.fiscalgeek.com/2009/10/layaway-a-formal-delayed-gratification-program/ Personal Finance for Geeks from the Debt Snowball to Homemade Air Conditioners Sun, 05 Feb 2012 16:55:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.fiscalgeek.com/2009/10/layaway-a-formal-delayed-gratification-program/#comment-1460 Kyle Thu, 08 Oct 2009 11:53:30 +0000 http://www.fiscalgeek.com/?p=1016#comment-1460 I guess layaway is for people who don't know how to put money away. I am bad about delaying my gratification but why pay the fees, however slight, when you can stick your cash in a piggy bank for eight weeks and buy it outright. .-= Kyle´s last blog ..<a href="http://feeds.suburbandollar.com/~r/SuburbanDollar/~3/T2iIfI8sfTk/" rel="nofollow">Protect Your Money, Protect Yourself</a> =-. I guess layaway is for people who don’t know how to put money away. I am bad about delaying my gratification but why pay the fees, however slight, when you can stick your cash in a piggy bank for eight weeks and buy it outright.
.-= Kyle´s last blog ..Protect Your Money, Protect Yourself =-.

]]> http://www.fiscalgeek.com/2009/10/layaway-a-formal-delayed-gratification-program/#comment-1455 Zengirl Thu, 08 Oct 2009 05:39:13 +0000 http://www.fiscalgeek.com/?p=1016#comment-1455 I like homegrown method :-) save money yourself and buy it after waiting period to see, if you really wanted that items anyway. .-= Zengirl´s last blog ..<a href="http://happy-heart-mind.blogspot.com/2009/10/10-creative-and-frugal-hacks.html" rel="nofollow">10 Creative and Frugal hacks</a> =-. I like homegrown method save money yourself and buy it after waiting period to see, if you really wanted that items anyway.
.-= Zengirl´s last blog ..10 Creative and Frugal hacks =-.

]]> http://www.fiscalgeek.com/2009/10/layaway-a-formal-delayed-gratification-program/#comment-1449 Craig Wed, 07 Oct 2009 16:03:06 +0000 http://www.fiscalgeek.com/?p=1016#comment-1449 Just another way to work yourself into believing you can afford something you really can't and can get you into more debt. Just another way to work yourself into believing you can afford something you really can’t and can get you into more debt.

]]> http://www.fiscalgeek.com/2009/10/layaway-a-formal-delayed-gratification-program/#comment-1447 Kosmo @ The Casual Observer Wed, 07 Oct 2009 12:31:29 +0000 http://www.fiscalgeek.com/?p=1016#comment-1447 I've never understood layaway. If you have the cash, pay cash. If you don't have the cash, either don't buy the item or (gasp) use a credit card. At least with the credit card, you have the potential for no fees (if you pay off the bill on time). And if you decide to return the item, you don't incur any fees (such as the layaway cancellation fee). .-= Kosmo @ The Casual Observer´s last blog ..<a href="http://feedproxy.google.com/~r/TheCasualObserver/~3/dPKiRPY-krI/" rel="nofollow">Eight Burning Questions About the Playoff Teams</a> =-. I’ve never understood layaway. If you have the cash, pay cash. If you don’t have the cash, either don’t buy the item or (gasp) use a credit card. At least with the credit card, you have the potential for no fees (if you pay off the bill on time). And if you decide to return the item, you don’t incur any fees (such as the layaway cancellation fee).
.-= Kosmo @ The Casual Observer´s last blog ..Eight Burning Questions About the Playoff Teams =-.

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