From the monthly archives:

September 2009

Create a Home Inventory using Free Tools to Protect your Assets

September 29, 2009
House Fire

If you rent or own a home, apartment, basement or shoebox you should have some form of insurance whether that is Homeowners or Renters insurance. Insurance is basic but what happens if God forbid there’s a fire, flood, or other natural disaster and you need to go about the process of rebuilding your life and [...]

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Why My Kids will Drive a Piece of Crap

September 24, 2009
AMC Gremlin

I’m going to warn you right now, if you’re one of “those” people that feel you need to buy a baby wipe warmer to clean your precious little one’s hindquarters you may just want to move on today, WiseBreads got some nice stuff going, but if you’re not, read on. The Beginning You see that [...]

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Save your Water Damaged Cell Phone with a Bheestie

September 23, 2009

If you’ve been with FiscalGeek for a bit you’ve probably read my post on Saving your Cell Phone from Water Damage. One of my readers recommended the Bheestie Bagas a way to dry out your electronics other than dipping it in alcohol or putting it in a ziploc bag full of rice. Long story short, [...]

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Sinking Funds: taking Budgeting to the Next Level

September 20, 2009
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Boring!!! Okay it might be but it’s a really important tool for your personal finance arsenal.  In the business world a sinking fund is the act of setting aside funds over a time period to pay off debts or acquire assets.  That models well to personal finance so we’ll assume you’ve got your basic monthly  [...]

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Emergencies are Assured So build your Own Emergency Money Fund

September 16, 2009
Emergency Fund

If you are considering any steps at all for getting your personal finances in order your first step should be to establish an emergency money fund. It’s a guarantee that life goes wrong or unexpected. Appliances fail, cars break down, kids get sick, Uncles get incarcerated. You get the drift. So what do you do when life throws you [...]

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Roll your Debt Snowball Over Your iPhone: Pay Off Debt Review

September 10, 2009

So there you are minding your own business, rolling your old giant debt snowball and think to yourself “This is unbearable not knowing at every second of the day the status of all my debt payments if there was only a way to keep track on my iPhone.”  Well what do you know there’s an [...]

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Cash Envelope Budgeting: Why Your Bank Hates It

September 9, 2009
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In a recent article by the New York Times they estimate that Banks will make over $27 Billion dollars off of consumers overdrafts from checks and debit cards. Let’s just say that you are expecting a $400 check to be deposited on Friday, it’s Friday so you go out to lunch with your coworkers $13.65, [...]

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Debt Snowballers Rejoice: Consumers Bust Debt by record $21.6B in July

September 8, 2009

This just in from the Associated Press consumers have busted their debt snowballs and according to July’s numbers have paid down $21.6 Billion dollars in debt! All of this while the government is trying to induce you to take on more debt by buying a new car with the cash for clunkers program. We’ll see [...]

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Use Upromise to Save over $100 a Year for College by Doing Nothing

September 2, 2009
Upromise

Honest I’m not trying to pull a fast one, I’m not promising get rich quick schemes but by merely signing up for the Upromise program you’ll start earning free money for your kids, your grand kids, nieces, nephews, friends, enemies, whoever you want.  I’m terrible with coupons and I haven’t successfully completed a rebate process [...]

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Make a Homemade Toy That Kids Will Want: The Grappling Hook

September 1, 2009
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What if I told you if you could make arguably the coolest action figure accessory ever with a paper clip, some kite string and a little solder. With a little work you can create your own grappling hook scaled for your kids Power Rangers, GI Joes or Barbies. Yeah you bet Barbie needs a grappling [...]

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